The full review and guide toRollcard
Last updated: September 28, 2026
For the players who enjoy betting online, moving money around is often one of the biggest challenges, even if they only play at regulated sites. Rollcard is a product designed specifically with these players in mind, removing all of the common problems connected to online deposits and withdrawals.
Rollcard is a high-limit Visa debit card created exclusively for savvy players who want to have full control over their online gaming transactions. It allows you to deposit funds, make withdrawals from your account, and even take cash out of ATMs.
The card works with all regulated US online poker sites, casinos, and sportsbooks, with daily card spend (point-of-sale) limits of up to $1,000,000, up to $250,000 in ACH withdrawals per business day, and up to $2,000 in ATM cash access per business day.
In addition to high limits and the ability to keep your gaming funds separate from your personal finances, Rollcard offers a host of other benefits that we cover later in this review. Some of the biggest ones are up to 0.55% in monthly cashback (tiered by spend; caps and conditions apply — see program terms), the ability to set your deposit limits, and the fact that your funds are held at Cross River Bank and FDIC-insured up to $250,000.
You also get the benefit of increased financial privacy as you only need to provide card details to the gaming site and don’t have to disclose any additional banking information. Plus, Rollcard features Visa’s Zero Liability coverage for unauthorized signature-based transactions. Your account also carries error-resolution and unauthorized-transaction rights under Regulation E. See your Regulation E disclosure for reporting windows and liability limits. Your account also carries error-resolution and unauthorized-transaction rights under Regulation E. See your Regulation E disclosure for reporting windows and liability limits.
The card is designed to work with regulated US sites, reducing the likelihood of deposit requests being blocked or delayed compared to standard consumer cards which are fairly frequently denied, especially when you are dealing with larger amounts.
Rollcard key facts
- A high-limit debit Visa card intended for use with regulated US gaming sites
- Daily card spend limit (point-of-sale): up to $1,000,000
- Daily ACH withdrawal limit: up to $250,000 per business day
- Funded by: ACH transfer from a US bank account
- Withdraw funds back to your bank account or get cash from ATMs
- Get up to 0.55% in monthly cashback (tiered by spend; caps and conditions apply — see program terms)
- Visa Zero Liability coverage
How Does Rollcard Work?
For the most part, Rollcard works just like any other debit card, which means that you simply enter the card details on the gaming site you want to deposit on and, once the transaction is verified, funds are transferred to your account.
One major difference is how Rollcard is funded. To get money into your Rollcard account, you’ll need to make an ACH transfer from a US bank account. This is the only way to put money on the card; you can’t fund it via cash or an international bank transfer.
When it comes to withdrawals, you can move cash from an online gaming site back to Rollcard. Once there, you can move some or all of the balance back to your bank account using an ACH transfer, and you can also withdraw cash from ATMs. For cash withdrawals, Rollcard’s daily limit is $2,000.
Getting Started with Rollcard
Rollcard was created with one purpose in mind — to help all players move money to and from regulated US gaming sites. Although high spending limits make it look like it’s intended just for high rollers, it is actually a great option for everyone who bets online and wants to maintain better control over their gaming expenses.
As long as you are at least 21 years of age, you can get your Rollcard up and running by following these steps:
- Apply for your card here.
- Complete the identity verification process.
- Link your existing US bank account to your Rollcard account.
- Initiate an ACH transfer to fund your card.
- Once the transfer settles, you can start using your Rollcard.
It is important to note that Rollcard doesn’t act as a standalone e-wallet or a workaround. You need a functioning US bank account to be able to use the card. What it does give you, however, is a high spending limit for the funds transferred to the card, and lets you keep your online gaming transactions separate from your other financial activities.
Using Rollcard for Online Gaming
Rollcard is a high-limit debit Visa card designed primarily and pretty much exclusively for use with regulated US gaming sites.
You cannot use the card with unregulated sites or international operators, and it’s not meant to be used for non-gaming purposes, either. You should use other cards for business or commercial activities, as Rollcard is not intended for these purposes.
With regulated sites (and prediction market platforms), Rollcard works very well and gives you the ability to keep your gaming transactions separated from your other activities.
Once you have funds in your Rollcard account, you can use the card just as you would any other debit card. The main advantage is the high spending limit that allows you to spend up to $1,000,000 per business day at point-of-sale, and your transactions are designed to reduce unnecessary declines and interruptions.
Funding Your Rollcard
Before you can use the card, you’ll first need to get some money into your account. The only way to fund your Rollcard once it is issued is via an existing US bank account. You cannot use cash, an international bank transfer, or any form of funding that’s not in USD.
When sending money to your Rollcard, there are two options:
- Standard ACH transfer — processed on business days. Timing depends on your bank and standard ACH processing. See your account disclosures for details.
- ACH deposits via Plaid, a fintech platform that allows you to connect your bank account to your Rollcard account.
Rollcard charges no fees for traditional ACH transfers. Other fees may apply. See the Rollcard fee schedule for a complete list.
Withdrawing Money with Rollcard
You can withdraw funds via Rollcard with fewer interruptions. Once the money hits your Rollcard account, you can transfer it back to your bank using ACH, and, once again, there are no fees involved.
The other option is to use an ATM and get cash, but there is a $2,000 daily limit with this method.
When withdrawing money to your US bank account, the limit is much higher, as you can withdraw as much as $250,000/day.
Advantages of Using Rollcard
If you gamble online, and especially if you’re someone who has access to a substantial gaming bankroll, Rollcard could be the perfect solution for all your gaming needs. It addresses many common issues, brings added value, and is designed to reduce unnecessary interruptions with deposits and withdrawals.
High Deposit & Withdrawal Limits
High limits represent one of the biggest advantages of Rollcard, with the daily spending limit of up to $1,000,000 and the daily ACH withdrawal limit of up to $250,000. High volume gamblers can use the card to move funds around with ease, while keeping these transactions separate from their other cards and accounts.
High Success Rate
As long as you’re using the card the way it is intended, i.e., to deposit onto licensed and regulated US gaming sites, your transactions are designed to go through with fewer interruptions. Rollcard was designed to work with these platforms and bring you a more straightforward experience designed to reduce common payment friction, whether you play for high stakes or not.
FDIC Insured Deposits
While Rollcard LLC isn’t an FDIC-insured bank, deposits made to the card are held at Cross River Bank, which is a Member FDIC. This means deposits are FDIC-insured up to $250,000 per depositor, per bank, at Cross River Bank, Member FDIC, against the failure of an insured bank. Rollcard is not itself an FDIC-insured bank. Deposit insurance does not protect against losses from fraud or unauthorized transactions.
Highly Customizable Limits
Rollcard features a number of tools that allow you to set your daily, weekly, and monthly deposit limits. You can also easily activate a cooldown period lasting from 24 hours to 30 days, and all gaming transactions are paused during that period. Thanks to this, the card gives you a very high level of control over your gaming expenditures.
Make Money via Cashback
Rollcard also features a competitive cashback program that starts from the very first day. Your tier is set based on your total spend, with cashback going up to 0.55% per month for the highest tier, capped at $1,000 per month ($2,000 for your first calendar month of eligibility; conditions and eligibility requirements apply — see program terms for details and end date).
FAQ
What can I use Rollcard for?
Rollcard is designed primarily to be used with regulated US gaming sites and prediction market platforms. You can’t use it with offshore sites, and you’re not supposed to use it for business or commercial activities, either.
Do I need a US bank account to use Rollcard?
Yes, the only way to fund your Rollcard is via a US bank account. You can’t use cash or international transfers to put funds into your account.
What is the maximum daily deposit limit when using Rollcard?
You are allowed to spend up to $1,000,000 per business day at point-of-sale.
Can I withdraw money using Rollcard?
Yes, you can cash out your gaming winnings back to your Rollcard and move funds to your bank account using the ACH transfer. The daily withdrawal limit is $250,000.
Can I withdraw money from ATMs with Rollcard?
Yes, you can withdraw up to $2,000 per day from ATMs.
How old do I have to be to apply for a Rollcard?
You have to be at least 21 years old to apply for a Rollcard.
Is Rollcard legal?
Yes, Rollcard is a legal product available in states where online gaming is permitted. Deposits are held at Cross River Bank, Member FDIC, and insured up to $250,000 per depositor against the failure of an insured bank.